What is PMAY-U, exactly? Who is eligible for it?

Pradhan Mantri Awas Yojana-Urban is one of the two schemes proposed under the PMAY-U . The PMAY-U is primarily aimed at urban areas .

What is the Pradhan Mantri Awas Yojana-Urban?On June 25, 2015, the government declared the Pradhan Mantri Awas Yojana (Urban) to provide pucca houses to all eligible recipients by 2022.The PMAY-U is one of the two schemes proposed under the PMAY-U.It is primarily aimed at urban areas.

The scheme has four verticals: In-situ Slum Redevelopment (ISSR); Credit Linked Subsidy Scheme (CLSS); Affordable Housing in Partnership (AHP) and Beneficiary-led individual house construction enhancements (BLC), according to data available on the PMAY-U., 1.21 crore houses have been sanctioned under the scheme until May 9 2022, out of which 58.82 lakh houses have been completed.Under the BLC vertical, a maximum of 28.17 lakh houses have been constructed.The remaining 30.65 lakh houses have been built under the other three verticals,ISSR, CLSS, and AHP.How much money has been expended on the PMAY-U, out of which Rs 1.18 lakh crore has been released and Rs 1.10 lakh crore has been spent.What are the BLC verticals?Under the BLC vertical, a benefactor receives a financial assistance of Rs 2.5 lakh from the government to build his or her house.

The beneficiary family should not own a pucca house (an all-weather dwelling unit) in any part of India either in hisher name or in the name of any member of his family, according to the scheme rules.However, to avail the program, the individual should not have a pucca house (an all-weather dwelling unit) in his name in any part of India.Under the PMAY-G, a beneficiary will receive the BLC component for the improvement of his or her existing house.Nonetheless, only individuals with a pucca house with a built-up area of less than 21 sq.m are able to access this service.

According to the PMAY-U rules, it is mandatory for the state government to ensure that all houses built under the program are geotagged to the Bhuvan HFA (housing for all) application, which has been developed by the government for the maintenance of the program.It is a web-based service that provides access to various map-related resources for users.Under the PMAY-U.Newsletter, the program also provides the ability to geotagging images of houses built or being constructed.